Public Risk Insurance: Essential Protection for High‑Risk Industries
When you operate in sectors like scaffolding, security, labour‑hire or construction, managing liabilities is critical. Public risk insurance safeguards your business against third‑party injuries or property damage risks that are both costly and common on site. At High Risk Cover, we specialize in public risk insurance tailored to Australia’s most demanding environments. What Is Public Risk Insurance? Public risk insurance also known as public liability covers legal and compensation expenses if someone is injured or their property damaged due to your business operations. For example, falling scaffold equipment could injure a passerby, or a security guard’s action may unintentionally damage property. These incidents trigger public risk insurance , shielding your finances and reputation . Why You Need Public Risk Insurance in High‑Risk Sectors 1. Construction and Scaffolding Scaffolding work involves elevated structures and frequent public interface. A dropped tool or collapse...